Terms of Use


Readers / visitors by own volition of continued usage to view contents forego the element and rights to vacate the Terms of Use.

By the volunteer act of reading and viewing this website, readers are inclusively accepting the Terms of Use. Readers, users and visitors acknowledge the acceptance of provisions in the posted Privacy Policy of this website. This acceptance grants each reader, user and visitor the limited right to interact, read or visit this website.

Your compliance and consideration is expected by using, viewing or visiting this website. You are agreeing to all provisions of this Terms of Use and the Privacy Policy. All persons are denied access to this site unless they read and accept Terms of Use and the Privacy Policy. All persons under the age of 18 are denied access to this website. If you are under 18 years of age, it is unlawful for you to post, use, visit, read or interact with any website page or the contents in any manner.

You may not access or use the site or the services if you are under 18 years of age.

You represent and warrant to have the authority, capacity and right to enter into this agreement. If you do not agree with the provisions, you cannot use the services.

This website specifically denies access to any individual covered by the Child Online Privacy Act (COPA) of 1998. This website reserves the right to deny access to any person or viewer for any reason. Under the terms of the Privacy Policy, you accept as a condition for viewing, the website is allowed to store data or information for the purpose of exclusion. The Terms of Use Agreement may change or be updated from time to time. Readers or visitors have an affirmative duty, as part of the consideration for the permission to interact, read or view this website.


Viewers, subscribers, members, affiliates, clients or customers, collectively referred to herein as “Visitors,” are parties to this agreement. The website and its owners and/or operators are parties to this set agreement, herein referred to as “Website.”


Unless you entered into an express written contract agreement with this website to the contrary, visitors, viewers, subscribers, members, affiliates, or customers have no authorization, permission, or right, implied or not, to use this information in a commercial or public setting; no express right to broadcast it, copy it, distribute it, print it, or publish any portions of the content.

By act of viewing contents of website you agree and acknowledge any unauthorized use is unlawful and may subject you to any applicable civil or criminal penalties depending on local jurisdiction laws

No expressed rights are given whatsoever to any content or intellectual property contained, for any use whatsoever. You grant consent to liquidated damages in the amount of $100,000 U.S. dollars, in addition to other related costs or actual damages for breach of this provision. Reader or visitor warrants accepting this provision is a condition of viewing and the action of continued viewing shall constitute this acceptance of obligation.


The material contained on the website must be presumed to be proprietary and copyrighted. Visitors have no rights whatsoever in the site content. Use of website content unless with express contract for referral program purposes under strict guideline compliance is unlawful. As the recipient of this LEGAL NOTICE you are officially given notice as reader, user and viewer, to not have expressed authorization, consent, nor granted permission, implied or not, to the use or information other than viewing.

You are forbidden without exception, to administer, announce, broadcast, circulate, copy, disclose, dispense, disseminate, distribute, exchange, exploit, expose, give, inform, produce, publish, release, repeat, replicate, reproduce, restructure, reveal, sell, share, tell, trade, transmit or use for any reason, to anyone. Official Notice is hereby given. All rights reserved without recourse or prejudice.


The website disclaims any responsibility for accuracy in content of this website. Readers or visitors assume all risk of viewing, reading, using, or relying upon this information. Unless you formed an express contract to the contrary with the website, you have no right to rely solely on any information contained herein as being accurate. The website makes no such implied warranty.

Disclaimer for harm caused to your computer or software from interacting with this website or its contents. Visitors assume all risks of bugs, malware, viruses, worms, or other corrupting factors. Take necessary precautions.

The website assumes no responsibility for damage to computers or software of the visitor or people the visitor subsequently communicates with from corrupting code or data inadvertently passed to the visitor’s computer. Visitor views and interacts with this site, banners, pop-ups or advertising displayed thereon, at own risk.


By reading, viewing, visiting, using, or interacting in any manner with website, including banners or downloads, and as a condition  to allow any lawful viewing, readers or visitors forever waives all rights to claims of damage of any and all description based on any causal factor resulting in any possible harm, no matter how heinous or extensive the amount, whether physical or emotional, foreseeable or unforeseeable, whether its personal, business or research in nature.


Reader, viewer, or visitor acknowledges and agrees in the event they cause damage or harm, which the Website is required to pay for, the person, as a condition of viewing, acknowledges and further promises to reimburse the Website for all related cost.


No additional notice is due and user expressly warrants understanding right to notice is waived as a condition to view or interact.


As part of the compliance and consideration required for viewing, using or interacting with this website, you agree to use binding arbitration for any claim, dispute, or controversy (“CLAIM”) of any kind (whether in contract, tort or otherwise) arising or relating to this service, purchase of programs offered, including disclaimer or solicitation issues, privacy issues, and terms of use issues.

Arbitration shall be conducted pursuant to the rules of the American Arbitration Association which are in effect on the date a dispute is submitted to the American Arbitration Association. Information about the American Arbitration Association, its rules, and its forms are available from the American Arbitration Association, 335 Madison Avenue, Floor 10, New York, New York, 10017-4605. The hearing will be scheduled to take place in the City of Orlando or Orange County, of the State of Florida.

In no case shall reader, viewer, visitor, member, subscriber or customer have a right to go to court or have a jury trial. Rather than jury trial or class actions, but limits the remedies available in the event of a dispute. Reader, viewer, visitor, subscriber or customer will not have the right to engage in pre-trial discovery except as provided in the rules; you will not have the right to participate as a representative or member of any class of claimants pertaining to any claim subject to arbitration; the arbitrator’s decision will be final and binding with limited rights of appeal. The prevailing party shall be reimbursed by the other party for any and all costs associated with the dispute arbitration, including attorney, collection, court or investigation fees, and related travel expenses.


If any matter concerning this website shall be brought before a court of law, pre- or post-arbitration, reader, viewer, visitor, member, subscriber or customer agrees the sole and proper jurisdiction to be the city, county and state declared in the contact information of the web owner unless otherwise here specified, Orlando in Orange County, Florida. In the event litigation is in a federal court, the proper court shall be the closest federal court to the above venue listed as the official website address.


Reader acknowledges and agrees law to be applied shall be under the jurisdiction and governed by the State of Florida.


1st American Protection values your privacy, and as a result of strict privacy policy guidelines, your information is not shared without permission. This policy describes the manner in to which to use personal information online.

What is collected from user and how it is used. During general visits to the site, generic information may be collected on the amount of daily hits and number of each page browsed. At no time is this linked to you personally. This general information helps to improve the website by generating the level of interest and services for you to enjoy the best experience.

Only becoming a client or communicating with site inquiries for readers, viewers or visitors do a request for business or personal email address or other pertinent contact information is stored. This is collected as part of the client relations process. Email addresses and other personal information collected is for delivery of specific promotions and/or site inquiries for only internal use.

In addition, any email address collected may be used as a means to deliver client material or helpful insights into the services held under contract to your company or may offer in the future. You may opt out of receiving such material at any time.

Privacy is important. Never will share personal information, including email address accounts or any information on transactions. ..

Security measures are in physical facilities to protect against damage, exposure, loss, misuse of information collected from visitors.

To modify customer data collected or if you wish to “opt-out” of  material you have received, please use the contact page.


Disclaimer Statement for exclusive use of readers and visitors to this website with official notice given to abide by the posted restrictions and cannot rescind without immediate notification to 1st American Protection. It is asserted by reading or use, you agree and consent: Content is expressed in good faith and presented with best of knowledge. Possible errors or omissions are unintentional and may extend from advice or research opinions provided by independent sources. You consent with a continued participation in any program following the posting of a change notification or a new agreement and shall constitute a binding acceptance of the changes or any forthcoming changes or modifications made to this website.